As an Ex-VP of Citibank, Joshua is passionate about bringing financial innovation to the masses. His role with Mantle is to lead product for protocol R&D where he wrestles with the blockchain trilemma daily. He graduated from University of Cambridge where he studied how firms collaborate and commercialise emerging technologies and has a CS degree. He is both a Commonwealth Scholar for Innovation, and a scholar supported by Singapore's Central Bank, the Monetary Authority of Singapore (MAS).